We will work with you to make GREAT things happen

 

Posted in First Home Buyers

What is a guarantor loan and how does it work?

Posted by Chris Collard on 24 July 2024
What is a guarantor loan and how does it work?
Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home.If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first home sooner. A guarantor loan is one of them.To understand more, book an appointment with us and we're more than happy to assist you. BOOK NOWA guarantor loan is where a relative, ...
Posted in:Home loansFirst Home Buyersguarantor loanguarantor  

Budget initiatives to help aspiring homeowners.

Posted by Mark Attard on 26 June 2024
Budget initiatives to help aspiring homeowners.
In May, the Federal Government delivered the 2024-25 budget. It included several measures such as energy bill relief and rent assistance aimed at easing the cost-of-living pressures on Australians. For aspiring homebuyers, there are a few important announcements to be aware of that may help you get into the market sooner rather than later. Let’s take a look. Help to Buy Scheme funding The government allocated $5.5 billion towards its shared equity Help to Buy Scheme in 2024-25 for as...
Posted in:Home loansFirst Home BuyersHelp to Buy Scheme  

What is Lenders Mortgage Insurance (LMI)?

Posted by Chris Collard on 16 April 2024
What is Lenders Mortgage Insurance (LMI)?
Purchasing your first home is an exciting milestone, but saving 20% for deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission. To understand your options, BOOK NOW. Consider options like Lenders Mortgage Insurance (LMI) to help achieve your dream of homeownership. Let's discuss the basics of LMI and answer some FAQs: 1) How does LMI work? LMI is a type of insurance that a lender take...
Posted in:Home loansFirst Home BuyersLenders Mortgage InsuranceLMIdeposit  

Achieve your dream homeownership sooner than you think!

Posted by Chris Collard on 3 April 2024
Achieve your dream homeownership sooner than you think!
Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. To help you understand your options, BOOK NOW. Here are several things to consider to get you started and on track for home ownership sooner than you think. 1) Set a Realistic Savings Goal Determine how much you need for a home deposit based on the property you want to buy and your lender's requirements. Typically, a deposit of at least 20%...
Posted in:Property InvestmentHome loansFirst Home BuyersBorrowing capacitygovernment grants  

4 common mistakes first home buyers frequently make.

Posted by Mark Attard on 22 February 2024
4 common mistakes first home buyers frequently make.
There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time buying property to be as straightforward and stress-free as possible, and so do we. For expert guidance, BOOK NOW. Here are some common mistakes to avoid when first starting out. 1) Seeking home loan advice from ...
Posted in:First Home Buyerscommon mistakes