Posted in Property Investment

With the Reserve Bank of Australia (RBA) cutting the cash rate, interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals, but it’s always best to get a leg up on the property ladder sooner rather than later. Here are some compelling reasons to consider jumping right in.Competitive interest ratesIn February, the central bank lowered the cash rate from a 13-year high of 4.35% to 4.10%. Many lenders, including Australia’...

Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions.Here are five key trends to watch in 2025:1. Interest rates: A cut may be comingAfter holding steady throughout 2024, interest rates are poised for potential cuts, with some economists predicting reductions as...

Can you believe the year is almost over? As 2024 wraps up, let's look back at the property market highlights and what we can anticipate for 2025.Reflecting on 2024Interest rates remained steadyThe Reserve Bank of Australia (RBA) kept the cash rate steady at 4.35% throughout 2024. Although inflation has significantly decreased since its 2022 peak, underlying inflation remains a concern at 3.5%, still above the RBA’s target midpoint of 2.5%. The RBA doesn’t expect inflation to sustainably hi...

In today's fast-paced property market, timing is crucial. You might discover your ideal home before you've sold your current one, but without the right financial solution, you could miss out. This is where a bridging loan from FinancePath can make a difference.What is a Bridging Loan?A bridging loan is a short-term financing option that allows you to secure a new property before selling your existing one. It bridges the gap between buying and selling, ensuring you can move forward without delay...

Home equity represents the difference between your property’s market value and the balance remaining on your mortgage. Discover how accessing your home equity can open a world of financial opportunities.What is home equity?As a homeowner, you build equity in your property over time by paying down your mortgage and benefiting from any increase in property value.How much equity do I have in my home?To determine your home equity, subtract the amount you owe on your mortgage from your property..