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Posted in home buying

Should you build or buy a home?

Posted by Chris Collard on 19 February 2025
Should you build or buy a home?
When you're looking for a new home, one of the biggest decisions is whether to build a new one or buy an existing property. Each option has its own benefits and challenges, and understanding these can help you make the best choice for your situation.Building a home lets you design everything to your liking, from the layout to the finishes. You might save on stamp duty and qualify for grants if you're a first-time builder. However, building can take a long time, face delays, and come with unexpe...
Posted in:Home loansFirst Home BuyersHomeownershiphome buying  

From city to coast: Navigating the shift to coastal living.

Posted by Chris Collard on 13 February 2025
From city to coast: Navigating the shift to coastal living.
As the new year kicks off and routines settle in, many Australians are eyeing a move from city life to coastal charm. What started as a lifestyle choice is now a practical option for many. Before you make the leap, consider these key factors to ensure a smooth transition.1. Is coastal living truly affordable?The days of ultra-low mortgage rates are behind us, and tighter credit conditions have buyers exploring more affordable options. Coastal property markets have become more appealing as buy...
Posted in:Homeownershiphome buyingcoastal living  

How a mortgage advisor can help you buy a home this year.

Posted by Mark Attard on 30 January 2025
How a mortgage advisor can help you buy a home this year.
With anticipated interest rate cuts, this year is perfect for buying a new home, refinancing, or exploring investments. As your trusted mortgage advisor, we're here to guide you through these exciting times and help you make confident decisions. Let's navigate this evolving landscape together!Here’s how the FinancePath team can support you this year:1. Guiding you through a changing marketThe property market can feel complex, with interest rates, lender policies, and government incentives con...
Posted in:Interest ratesHomeownershipmortgage adviserhome buying  

Top 5 home buying trends to watch in 2025.

Posted by Chris Collard on 28 January 2025
Top 5 home buying trends to watch in 2025.
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions.Here are five key trends to watch in 2025:1. Interest rates: A cut may be comingAfter holding steady throughout 2024, interest rates are poised for potential cuts, with some economists predicting reductions as...
Posted in:Property InvestmentHome loansFirst Home Buyershome buying  

How parents can help their children enter the property market: A comprehensive guide.

Posted by Chris Collard on 28 November 2024
How parents can help their children enter the property market: A comprehensive guide.
In today’s competitive property market, buying a home can feel like an impossible dream for many young Australians. Rising property prices and stricter lending conditions are making it harder for first-time buyers to break into the market. If you're a parent looking for ways to help your children on their journey to homeownership, this guide will walk you through various options—both financial and non-financial—to make the process easier.Book a call with us today to discuss personalised ...
Posted in:Property InvestmentPropertyproperty purchaseparentshome buyingchild