Posted in property purchase
Is now a good time to buy property?
Posted by Chris Collard
on 25 March 2025
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With the Reserve Bank of Australia (RBA) cutting the cash rate, interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals, but it’s always best to get a leg up on the property ladder sooner rather than later. Here are some compelling reasons to consider jumping right in.Competitive interest ratesIn February, the central bank lowered the cash rate from a 13-year high of 4.35% to 4.10%. Many lenders, including Australia’...
Posted in:Property InvestmentHome loansFirst Home Buyersproperty investorsproperty purchaseRBAcash rate |
What are strata fees?
Posted by Mark Attard
on 18 March 2025
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When purchasing a property in Melbourne, especially an apartment, townhouse, or unit, it's crucial to consider ongoing costs beyond your mortgage repayments. One key expense is strata fees, which cover the maintenance and management of shared spaces within the complex. Understanding these fees will help you budget effectively and avoid surprises down the track.What are strata fees?Strata fees, also known as body corporate fees, are contributions made by property owners in a strata-titled build...
Posted in:Home loansproperty purchasestrata fees |
2024 in review and what to expect in 2025.
Posted by Mark Attard
on 27 December 2024
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Can you believe the year is almost over? As 2024 wraps up, let's look back at the property market highlights and what we can anticipate for 2025.Reflecting on 2024Interest rates remained steadyThe Reserve Bank of Australia (RBA) kept the cash rate steady at 4.35% throughout 2024. Although inflation has significantly decreased since its 2022 peak, underlying inflation remains a concern at 3.5%, still above the RBA’s target midpoint of 2.5%. The RBA doesn’t expect inflation to sustainably hi...
Posted in:Property InvestmentInterest ratesFirst Home Buyersproperty purchaseHomeownership |
How parents can help their children enter the property market: A comprehensive guide.
Posted by Chris Collard
on 28 November 2024
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In today’s competitive property market, buying a home can feel like an impossible dream for many young Australians. Rising property prices and stricter lending conditions are making it harder for first-time buyers to break into the market. If you're a parent looking for ways to help your children on their journey to homeownership, this guide will walk you through various options—both financial and non-financial—to make the process easier.Book a call with us today to discuss personalised ...
Posted in:Property InvestmentPropertyproperty purchaseparentshome buyingchild |
5 tips for choosing a property manager for your rental.
Posted by Chris Collard
on 24 October 2024
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Renting out your investment property can be a rewarding venture but managing it yourself can be overwhelming. Hiring a professional property manager can save you time and stress, ensuring your property is well-maintained and your returns are maximised.To explore your options, contact us today! We're here to assist you with any financing questions you may have.BOOK NOWHere are five essential tips for choosing the right property manager for your rental.1. Do your homeworkStart by researching pro...
Posted in:Property Investmentproperty purchaseRentsproperty manager |