Posted in Upgrading your Home

Renovating your home can significantly increase its value, enhance your living space, and boost rental returns. However, without proper planning, a renovation can quickly become a financial burden. Here’s what you need to know to avoid common renovation mistakes and ensure your project is a success.Define your renovation goalsBefore you spend a cent, ask yourself: why am I renovating? If it’s your home, consider whether you’ll stay long-term or sell in a few years. For investment proper...

Are you looking to transform your totally loveable but less than spectacular property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking to rework your garden into a tropical oasis, update your 1960s bathroom or remodel your retro blue kitchen, there are several ways to fund your renovation. 1. Use your equity Equity is the difference betwee...

Considering buying a property off the plan? Read on to find out what you need to know if you're thinking about buying off the plan in 2021. What does 'buying off the plan' mean? When you buy 'off the plan', it means the property you're buying is not built yet. Typically, you'll only have to pay the deposit upfront, then the balance of the purchase price once the property is completed. Because an off the plan purchase is a new build home, you may qualify for stamp...

  Pre-approval is a green light from a lender. Put simply, it confirms you're eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you'll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts for three to six months and gives you a set budget during your property search. Here's why home loan pre-approval is so important. To confirm your borrowing power B...

Which home loan is right for you? How can you tell when there's so many different lenders, loan types and features to choose from? How do you choose what is the most appropriate solution for you? Finding the most appropriate home loan for your situation is a process that can be confusing, particularly for first-timers. That is why it is more important than ever to ensure you partner with someone you can trust that can match features and benefits of loan products to your individual ...