Blogs

Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. To help you understand your options, BOOK NOW. Here are several things to consider to get you started and on track for home ownership sooner than you think. 1) Set a Realistic Savings Goal Determine how much you need for a home deposit based on the property you want to buy and your lender's requirements. Typically, a deposit of at least 20%...

There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time buying property to be as straightforward and stress-free as possible, and so do we. For expert guidance, BOOK NOW. Here are some common mistakes to avoid when first starting out. 1) Seeking home loan advice from ...

Are you new to the world of property investing? We're here to help you. To understand more about property investing, BOOK NOW. If you’ve ever found yourself scratching your head at property jargon, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs of the market. Negative Gearing In simple terms, negative gearing happens when the expenses of maintaining your pr...

Thinking about purchasing your own home this year? How exciting!  The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50% in 1971 to only 36% in the latest 2021 Census. Even for those aged 30–34, it fell from 64% to 60%.   But the dream of having your own home is still very much alive! &nbs...

When you’re busy with life, refinancing can seem like a hassle. However, with a FinancePath Credit Adviser to guide you through the process, it doesn’t have to be!  Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest.   It can also help you fulfil other goals, like using different finance options to renovate your property or consolidating your debt and paying it off more efficiently. You may even co...