Blogs

Purchasing your first home is an exciting milestone, but saving 20% for deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission. To understand your options, BOOK NOW. Consider options like Lenders Mortgage Insurance (LMI) to help achieve your dream of homeownership. Let's discuss the basics of LMI and answer some FAQs: 1) How does LMI work? LMI is a type of insurance that a lender take...

Deciding whether to fix your interest rate or stay variable depends on various factors, including your financial situation, risk tolerance, and outlook on interest rates. To understand your options, BOOK NOW. Here are some considerations to help you make an informed decision: Fixed Rate: Certainty and Stability: Choosing a fixed interest rate provides certainty and stability in your mortgage repayments, as your rate remains unchanged for the fixed term (usually 1 to 5 years). This ...

Deciding whether to buy or rent a home depends on various factors, including your financial situation, lifestyle preferences, and long-term goals. To understand your options, BOOK NOW. Here are some key considerations to help you make an informed decision: Financial Considerations: Upfront Costs: Buying a home typically requires a substantial upfront investment, including a down payment, closing costs, and other fees. Renting, on the other hand, usually involves a security deposit ...

Preparing your house for sale is essential to attract potential buyers and maximise its selling price. Here are some steps you can take to get your house ready: 1) Declutter and Depersonalise Start by decluttering your home to make it appear more spacious and organised. Remove personal items such as family photos and memorabilia to help buyers envision themselves living in the space. 2) Deep Clean Clean your home thoroughly, paying attention to often overlooked areas such as baseboards, ...

If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. To understand your options, BOOK NOW. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget t...