Property Investor Profiles - what type are you?
Posted by Mark Attard
on 10 July 2019
In Australia, it's possible for just about anyone with a deposit to invest in property, whether you are a low-income earner on a tight budget, or a well-off with loads of disposable income. Interest rates are very low at the moment and home prices are more affordable than they've been for a while. So, if you've been thinking about property investment, it may be a good time to get started.
Rentvestors
Rentvestors are often motivated by a desire to maintain their current ...
Posted in:Property InvestmentInvestmentsellingSmart Money ManagementBuilding Wealth |
How do your living expenses affect your borrowing power?
Posted by Chris Collard
on 9 July 2019
You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you're planning to buy a home, it may be time to cut back on some of life's little luxuries and set yourself a strict weekly budget. Here's why.
Why do living expenses matter?
Under the National Consumer Credit Protection Act (NCCP), mortgage brokers and lenders are required to meet '...
What's the right loan for your renovation?
Posted by Chris Collard
on 7 May 2019
Renovating your home or investment property is a fantastic way to add value. But what's the right way to finance the renovation project you have in mind?
There are several ways to finance a renovation the option that will work best for you depends on the size of your project, your budget, financial circumstances and your goals.
Here's an outline of some of the finance options to get your renovation dreams off the ground!
Construction Loan
Construction loans are a gr...
Posted in:Property InvestmentRenovatingPropertyreal estateHome loansBuying a houseInterior stylingUpgrade My Home |
Breaking down the jargon of home loan and product features.
Posted by Chris Collard
on 22 April 2019
Which home loan is right for you? How can you tell when there's so many different lenders, loan types and features to choose from? How do you choose what is the most appropriate solution for you?
Finding the most appropriate home loan for your situation is a process that can be confusing, particularly for first-timers. That is why it is more important than ever to ensure you partner with someone you can trust that can match features and benefits of loan products to your individual ...
Posted in:PropertyplanningHome loansInterest ratesUpgrading your HomeSmart Money ManagementFirst Home BuyersBuilding Wealth |
8 low-maintenance indoor plants to buy in 2019
Posted by Chris Collard
on 13 March 2019
Whether you want to give your home a bit of a jungle vibe or you're looking for an easy way to add a splash of colour, there's an indoor plant for that. These are the house plants set to take over living rooms and lacklustre corners in 2019, plus how to care for them.
Indoor plants have seen a huge renaissance over the last few years. From cafes and offices to benchtops and bedrooms, indoor greenery has become synonymous with interior style and design. If you're looking for...
Posted in:Property Investmentself employed home loansellingPropertyplanningRetirementStarting a BusinessReducing Debt |