Another year is coming to an end, and this means End of Year (EOY) sales await! Are you in the market for new wheels before the new year? Now could be a great time to upgrade your car as dealerships work hard to move stock before 2020 models become available. Here are some tips on how you can drive a hard bargain when it comes to buying your new car in the EOY sales. Why now is a great time to buy a car There's no better time to look for a great car deal than in December. For car bu...

Everyone looks forward to Christmas and the summer holiday season. After all, 'tis the season to be jolly. This year, it could also be the right time to buy a home. Here are 4 reasons why clever property buyers are considering making a purchase this holiday season. Motivated sellers Spring is one of the busiest times of year in Australia's property markets. That's when all the buyers are out in force and vendors have the best chance of getting their price. If a vendor is sti...

Yes, it's possible, with a little forward planning and smart money management. During the summer months, many Australians have thoughts of buying their own holiday house. After all, who wouldn't want a tree-or beach-side getaway to use at your leisure? Having a holiday house is especially appealing if you're one of those people (or families) who love holidaying in the same spot every year. The obvious considerations when it comes to buying a holiday house are the co...

Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on. Here are six ways to have a great holiday season on a budget. Make a list Make a list of who you have to shop for and ask yourself if you're really e...

Looking to buy an investment property? Finding the right location is crucial to the success of your investment. Here are some tips to help you choose the right spot. Tip #1: Ask us to explain your borrowing capacity Before you start shopping for your investment property, it's important to understand how much a bank is likely to lend you for the purchase. Having a clear understanding of your borrowing capacity will help you to narrow down your suburb search. Speak to us and we'...