Are you new to the world of property investing? We're here to help you. To understand more about property investing, BOOK NOW. If you’ve ever found yourself scratching your head at property jargon, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs of the market. Negative Gearing In simple terms, negative gearing happens when the expenses of maintaining your pr...

Thinking about purchasing your own home this year? How exciting!  The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50% in 1971 to only 36% in the latest 2021 Census. Even for those aged 30–34, it fell from 64% to 60%.   But the dream of having your own home is still very much alive! &nbs...

The wonderful thing about property investing is that it opens your world up to different ways to potentially build your wealth. To understand your options, BOOK NOW. However, Australian Taxation Office figures released in June 2023 showed that a quarter of Australia’s property investments are held by 1% of taxpayers. Many of those investors are over the age of 50. If you don’t fit into this category, all hope isn’t lost! You can still approach property inve...

When you’re busy with life, refinancing can seem like a hassle. However, with a FinancePath Credit Adviser to guide you through the process, it doesn’t have to be!  Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest.   It can also help you fulfil other goals, like using different finance options to renovate your property or consolidating your debt and paying it off more efficiently. You may even co...

Planning to purchase a property soon?Here’s what you can do today to enhance your chances of being approved for a home loan down the track.1) Do your researchIt’s a good idea to do some research and start thinking about what kind of home loan may suit your needs.If you like the idea of knowing exactly what your ongoing repayment will be so that you can budget for it, a fixed home loan may work for you. However, keep in mind there’s talk of interest rates going down in 2024. Opting for a...