Is now a good time to refinance?
Posted by Mark Attard
on 21 August 2024
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Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards.So, where does that leave homeowners wondering whether now is a good time to refinance?The decision as to whether to refinance depends largely on your individual situation and goals. Here are a few key considerations to think about when deciding whether or not to refinance.Understand how current rates can work for you. Book a call...
Posted in:RefinanceRBAequityoffsetredraw |
Rentvesting: A smart strategy for first-time buyers.
Posted by Chris Collard
on 20 August 2024
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With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market.However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting makes more sense as it can offer a great alternative to get a foot up on the property ladder.Don't let the numbers discourage yo...
Posted in:Interest ratesRentvestingmortgagecapital growth |
5 things to look for in an investment property.
Posted by Mark Attard
on 24 July 2024
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Finding the right investment property for you is different from finding your own home.At the end of the day, the aim of buying an investment property is to make a solid financial return – whether that’s through rental income or capital growth. That’s why it’s so important to be savvy about what and where you buy. We can walk you through the finance options available to you. Book an appointment with us for expert assistance. BOOK NOWHere are some key things to look for in an inves...
Posted in:Property InvestmentInvestmentcapital growthrental yield |
What is a guarantor loan and how does it work?
Posted by Chris Collard
on 24 July 2024
)
Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home.If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first home sooner. A guarantor loan is one of them.To understand more, book an appointment with us and we're more than happy to assist you. BOOK NOWA guarantor loan is where a relative, ...
Posted in:Home loansFirst Home Buyersguarantor loanguarantor |
Specialised home loans for our registered nurses, qualified paramedics, and police officers with essential services package.
Posted by Chris Collard
on 11 July 2024
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Helping those who help us: The Importance of specialised home loans supporting our registered nurses, qualified paramedics, and police officers.In our society, essential service workers like registered nurses, paramedics, and police officers play a critical role in keeping everything running smoothly. It seems like every day they are fighting for recognition, support, and fair remuneration—things you would assume they wouldn’t need to fight for. These everyday heroes dedicate their lives ...
Posted in:Home loansParamedicsPolice officersnursesessential services package |