Spring typically sees an uptick in property sales and this trend looks set to continue in 2023. With property prices rising in recent months, it’s important to understand how to negotiate like a pro if you’re on the hunt for a bargain this spring. Here are 4 tips to help you negotiate the best deal this season: Tip 1: Comprehensive research A deep understanding of the local property market can be a significant advantage. You’ll be in a better position to make an offer or...

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Here are our 7 practical tips to help boost your savings. 1. Implement and monitor a budget Use our Budget Planner to categorise your spending & quickly review your finances. Regular checks can help ensure you’re adhering to your budget and savings goals. 2. Develop a sustainable plan to cut ...

  Spring has sprung and in the property world, it’s an exciting time of year.  So, what will this year’s spring selling season look like? Property prices are still on the rise in many markets, despite the Reserve Bank of Australia’s recent interest rate hikes. Property prices rose 0.7% in July – the fifth straight month of gains. Listings are also on the rise but remain below 2022 levels. If you’re a prospective buyer, you’...

  Is a small budget holding you back from property investment? Think again! You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s see how you could make this dream a reality. 1. Unlock Your Home’s Potential Through Equity Equity is the difference between your property’s market value and what you owe the bank. For instance, if your home is worth $800,000 and you owe $500,000, you have $300,000 in equit...

  Given recent interest rate movements and a significant number of fixed-rate loans due to expire this year, refinancing is on many borrowers’ minds. If you fall into this category, you may wonder how much refinance costs. Let us break down typical refinance costs for you. 1. Mortgage application fee If you’re switching lenders, you will likely have to pay a mortgage application or establishment fee. This covers the cost to your new lender of processing your applica...