Existing home owners have an advantage over first time buyers when it comes to breaking into property investment. Depending on how long you’ve owned your own home and whether it has increased in value over the years, there’s a good chance that you could have the deposit for your first investment property already locked away in equity in your home. Equity refers to the difference between the value of your property and what you owe. If the value of your property increases over...

It turns out, not all property investors are the same. While buying property is one thing they all have in common, that’s where the similarities can end. Every type of investor has a different approach to real estate. Some are hungry to enter the market without compromising their existing lifestyle, while others have their eye on a quick DIY flipping project. But most fall into one of four categories. Which of these are you most like? Rentvestors Rentvestors are often...

In addition to capital growth and cash flow benefits, property investment may help improve your overall tax position. The attraction of investment property is the potential to build long term wealth. The ability to borrow a portion of the property value not only helps investors get into the market, but it also provides an opportunity to maximise returns through investment. But the capacity to borrow can also offer investors tax benefits depending on the structure of their property finance, ...

Investing in property is a sound part of any investment strategy for individuals that are focused, educated and proactive. Property investment has long been a favourite with Australians and with good reason. Over generations and numerous market cycles it has delivered solid returns and created lasting wealth for many. It is not as complex as investments such as stocks, shares, bonds or other financial products and the investment principles involved in property are relatively simple. With th...

        What is happening with fixed rates? This is a question the FinancePath team are being asked with increasing frequency. Before I address this question and provide my thoughts, lets understand what is happening in the market. What is happening with the cash rate? Although the official cash rate remained unchanged in 2021, it appears that the RBA is abandoning its previous assertion that interest rates will be on hold until at least 2024, with a rate increase now ...