Posted in credit report

If you're new to buying property, understanding your credit report is a crucial step in preparing for your home loan application. Think of it as your financial report card, it reflects how you manage debt and financial commitments, and lenders use it to assess your creditworthiness.Curious about your score?Reach out to us at FinancePath! We can check it for you and help you understand what it means for your borrowing potential.BOOK NOWWhat is a credit report?Your credit report is a d...

If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. To understand your options, BOOK NOW. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget t...

Have you ever wondered how lenders decide whether to grant you that desired home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Discover what you need to know about credit reports and why your credit score plays a vital role in your journey toward homeownership. What is a credit report and why is it important? A credit report summarises your credit behav...