Posted in Property Investment

5 simple steps to budgeting for your next property You've probably already noticed that working out how much you should spend on a property, rather than how much you could spend is a smart approach to money management. Before deciding on where you want to buy, or even what type of property you're after, it's best to think about exactly how much you should spend. And, to help work that out, here are five easy but vital considerations to make when calculating your propert...

Here's what you need to know about saving for a home loan deposit in 2016. We get it, home affordability for first home buyers in particular continues to be a major issue, especially in Melbourne and Sydney. For example, Melbourne's median house price is $713,000, according to Real Estate Institute of Victoria data for the March quarter 2016. While Sydney's median sits just shy of $1 million. What's more, you have probably noticed lenders have introduced stricte...

A renovation can be a smart financial move, if you plan ahead. Here's how. A Renovation is (usually) a great way to increase the value of your home. Whether you intend on living in the house for years to come, leasing it out or selling, your home is an investment and improving it is often a smart financial move. But, there are a few important considerations to make before rolling up your sleeves and getting stuck in.
 
1. Is your decision to renovate a lifestyle or a f...

Benefits to investing frequently Setting your savings and investment goals requires a few simple steps: Step 1: Figure out what you want to achieve
Your savings goals are very personal and may change over time. Be it retirement, a vacation or your child's education, everyone is saving for something. Write down these goals so that you can reassess in time. Step 2: Devise a plan
Get started by working out how much your bills cost each month (mortgage or rent, utilities, e...

The Right Fit for You We get it, it's your life, your future and the future of those you love and care for. As advisors, what your financial goals are and what your money means to you is important to us. That why our mission is striving to help you achieve happiness. There are many different firms and advisors all seeking you as a client. You need help, but who do you choose? Our industry varies considerably in advisor credentials, experience, compensation and fees. All this ne...