Posted in Smart Money Management

Getting ready to buy your first home? As your mortgage manager, we're here to help you every step of the way. It's an exciting time and it's easy to make mistakes. Here are 5 common mistakes that you should try to avoid!
1. Relying on advice from family and friends Family and friends are people you can trust, so it's understandable that you listen to their advice. However, while they may have the best of intentions, it's always best to seek independent professional advi...

Yes, it's possible, with a little forward planning and smart money management. During the summer months, many Australians have thoughts of buying their own holiday house. After all, who wouldn't want a tree-or beach-side getaway to use at your leisure? Having a holiday house is especially appealing if you're one of those people (or families) who love holidaying in the same spot every year. The obvious considerations when it comes to buying a holiday house are the co...

Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on. Here are six ways to have a great holiday season on a budget. Make a list Make a list of who you have to shop for and ask yourself if you're really e...

In Australia, it's possible for just about anyone with a deposit to invest in property, whether you are a low-income earner on a tight budget, or a well-off with loads of disposable income. Interest rates are very low at the moment and home prices are more affordable than they've been for a while. So, if you've been thinking about property investment, it may be a good time to get started. Rentvestors Rentvestors are often motivated by a desire to maintain their current ...

Which home loan is right for you? How can you tell when there's so many different lenders, loan types and features to choose from? How do you choose what is the most appropriate solution for you? Finding the most appropriate home loan for your situation is a process that can be confusing, particularly for first-timers. That is why it is more important than ever to ensure you partner with someone you can trust that can match features and benefits of loan products to your individual ...