Right now is one of the most interesting times in lending that I have witnessed over the past 15 years. The focus by regulators to slow down lending to investors and now also focus their attention on unsuitable interest only loans is unprecedented in my time. What is the reasoning behind this focus? As we have discussed over the past month APRA the government regulator is concerned about inflated property prices, primarily investment properties in areas where supply outweighs dema...

Plus, what you should know about improving your borrowing power. Before you start trawling online real estate sites for your first investment property, it's important to get your financial basics right. And, the best place to start is by trying to improve your borrowing power. Why? Because the state of your financial position when you're ready to buy your first investment property will determine not only how much you can spend, but also what you might pay in rates and fees ...

9 pitfalls you should avoid when investing in property. It's no secret that you can make a lot of money from investing in property. But, let's be honest, it's not always an easy feat. The most successful property investors spend weeks if not years doing their research to understand the market (and their finances), so that they can make smart financial decisions for the long term. While we often hear property investment good news stories such as property prices doubling ...

Find out how many properties you need to retire. If you're like most people planning for retirement, you are probably wondering if property investment is enough to live on. You might be thinking about owning your own home i.e. not having to pay a mortgage and funding your retirement with rent money coming in from your investment properties. This article cuts straight to the chase in answering the most burning question: How many properties do I need to retire? READ MORE HERE...

3 things you ought to know before deciding where to buy. Today more than ever, knowing where to buy an investment property requires some serious leg work. We're talking about online research, face-to-face meetings, working the phones, and even hitting up social media channels. Because the more inside information you obtain about the area you invest in, the greater your peace of mind knowing you have made a smart financial move. The good news is there is a lot of information...