The top financial considerations for business owners facing tough office space decisions. If you're a business owner trying to make the decision between leasing or buying business real estate, this is a must-read blog for you. To start with, this is a decision that could make or break your business. Careful thought must be given to things like the unique financial position of your business, tax, costs, future goals and growth or planned scaling back. Weighing up your commer...

There's no reason why with a little forward planning, education and professional advice you can't become a financial guru. Money superstars they are the envy of their friends, the ones others look to for financial advice, and the type of people who are living a life full of rich experiences. Now, you might think these people have reached financial "success" because they are scrupulous savers i.e. cycling to work instead of driving, saving on tax and minimisng the ...

Want to ensure financial sustainability even after your last official paycheck has landed? Whether retirement is a long way off or right around the corner, it's important to have a plan so that you can enjoy the retirement of your dreams. But where should you start? With so many options and information out there about retirement planning, it's easy to feel overwhelmed. This article helps demystify the process and breaks down the top considerations you should make when plann...

Here's what you ought to know about Melbourne's latest property hotspots. House-price growth is set to creep further north and west alongside infrastructure spending, with what were once hard-knock suburbs named as Melbourne's next property hotspots. This article looks at the proudly blue collar suburbs of Heidelberg Heights, Sunshine West and Fawkner, which were named the top-three investment areas for affordable houses in PRD Nationwide's Property Affordability 20...

Here's what you ought to know about negative gearing in 2016, and beyond. Is negative dead? Put simply, no. In fact, negative gearing remains a legitimate financial strategy that can improve your overall investment returns. To go back a step, 'gearing' is best explained by realestate.com.au as simply borrowing money to buy an asset. In the case of real estate, you take out a loan to purchase a property. 'Negative gearing', however, means that the interest yo...