5 simple steps to budgeting for your next property You've probably already noticed that working out how much you should spend on a property, rather than how much you could spend is a smart approach to money management. Before deciding on where you want to buy, or even what type of property you're after, it's best to think about exactly how much you should spend. And, to help work that out, here are five easy but vital considerations to make when calculating your propert...

5 ways to know if you're at retirement age. What age can I retire? We are often asked this question at FinancePath. And, the answer is simple you can retire at any age you like. The real question is: are you ready to retire? But before we delve into what financial considerations you must make when preparing for retirement, you should first ensure you're mentally prepared to give up work. After all, it's no secret that our purpose in life is often entwined with our occup...

Why you should know the difference before seeking self employment opportunities. I remember when I started working for myself at age 24. It felt good to say I had my own business. But in reality, back then, I was really self employed. In fact, I was a contractor with one source of income and the added burden of extra paperwork when it came to paying my tax! Nevertheless, being self employed was the first step towards achieving my dream of becoming a business owner of a mortgage...

Are you really ready to turn your business ideas into reality? You're not alone if the thought of working for yourself seems like a good option. Not having to answer to anyone else might be particularly appealing. So, too, is dedicating your time to something you are truly passionate about. But, do you have what it takes? To help find out, you must ask yourself some tough questions. Because, quite simply, starting a small business takes a lot of hard work, skills, people, money...

Learn how to achieve your financial goals sooner. Believe it or not mastering your money is not all about how much you earn. Sure, your income is important, but the most important thing is having clarity over the money you do have. That means using it correctly to achieve the things that are most important to you. Whether you're saving for an overseas holiday, preparing to have more time off when your baby arrives, or finally buying that investment property you've always wa...