Top 10 business questions when starting a business
Posted by Chris Collard
on 19 May 2016
Starting a business is an exciting time, but it can also be a little overwhelming. To help make sure you're on the right track, here are the top questions you should ask yourself before getting your business off the ground.
1. What is my idea?
It sounds like an obvious thing to know, but your business idea will steer your future planning. Your idea is the starting point from which everything else is shaped, so while it may change as your business grows, it's important th...
It sounds like an obvious thing to know, but your business idea will steer your future planning. Your idea is the starting point from which everything else is shaped, so while it may change as your business grows, it's important th...
Posted in:Small BusinessesSmart Money ManagementStarting a Business |
How to take control of your mortgage debt
Posted by Chris Collard
on 16 May 2016
If you're taking out your first mortgage, you probably just want to get the paperwork done, have the process over with and move into your first home, right? But, once you've experienced mortgage debt for a while, you are more likely to take your time to find the right mortgage for you. After all, being actively involved in the mortgage process - comparing offers, support and experience - can make a huge difference to your financial position in the long run.
To help you take con...
Posted in:Smart Money ManagementBuilding WealthReducing Debt |
Psychology of Money
Posted by Chris Collard
on 10 May 2016
Have you ever wondered why you manage money the way you do?
Do you like to view your growing bank balance on your mobile app?
Perhaps you are a compulsive shopaholic showing little attention to how you will survive in the future?
You may think that your money behaviour comes from your parents, but research is proving our habits aren't just based on our money lessons learnt as kids. Experts are revealing that brain chemistry plays a big role in your finance habits.
The J...
Posted in:Smart Money ManagementFirst Home BuyersRetirementUpgrade My Home |
What are you going to spend your tax return on?
Posted by Mark Attard
on 20 April 2016
The tax season is a great time to focus on more than just your tax return. It is the perfect time to revisit how you make smart spending decisions and minmise your financial stress.
Take this poll to see how your finances stack up?
Posted in:Smart Money ManagementReducing Tax |
Joint or separate bank accounts?
Posted by Chris Collard
on 7 April 2016
There are many ways to declare your commitment to someone, but does marriage really mean you should also join bank accounts?
You've said 'I do', dipped your toes in the turquoise waters of a tropical island somewhere, and now you're wondering if the smart money move is to join bank accounts with your newly-wed, right?
After all, you are planning to start a family soon.
But, before you call the bank, it's best to make sure you're both on the same financia...
Posted in:Smart Money ManagementFirst Home Buyers |