Posted in Property Investment

Home equity represents the difference between your property’s market value and the balance remaining on your mortgage. Discover how accessing your home equity can open a world of financial opportunities.What is home equity?As a homeowner, you build equity in your property over time by paying down your mortgage and benefiting from any increase in property value.How much equity do I have in my home?To determine your home equity, subtract the amount you owe on your mortgage from your property..

When buying a new home, the property settlement process is like crossing the finish line in a marathon. This crucial step is when you legally take ownership of the property, but it involves more than just paying the purchase price and receiving the keys.Settlement is a comprehensive procedure that includes several important tasks before you can start moving in.These steps might include:Conducting a final inspectionReviewing and signing transfer documentsRegistering the ownership transfer with...

In today’s competitive property market, buying a home can feel like an impossible dream for many young Australians. Rising property prices and stricter lending conditions are making it harder for first-time buyers to break into the market. If you're a parent looking for ways to support your children on their journey to homeownership, this guide will walk you through various options—both financial and non-financial—to make the process easier.Book a call with us today to discuss personalis...

With last week’s announcement, the Reserve Bank of Australia (RBA) decided to keep the cash rate at 4.35 percent. Now, all eyes are on when the first-rate cut might happen.Chris Collard, Director at FinancePath, believes that a future rate cut will make a big difference in boosting confidence among potential buyers. “While a rate cut would give existing borrowers some extra cash flow, the biggest effect would be on confidence for those thinking about buying—whether they’re looking for...

Renting out your investment property can be a rewarding venture but managing it yourself can be overwhelming. Hiring a professional property manager can save you time and stress, ensuring your property is well-maintained and your returns are maximised.To explore your options, contact us today! We're here to assist you with any financing questions you may have.BOOK NOWHere are five essential tips for choosing the right property manager for your rental.1. Do your homeworkStart by researching pro...