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Hard times loom for too many boomers

Posted by Chris Collard on 30 August 2016
Hard times loom for too many boomers
If you're born in the two decades to 1964, you'll want to read this. Now that the last of the baby boomers have turned 50s, there's a push towards preparing for retirement. This means, there's no better time to understand and overcome the financial challenges so that you can enjoy the retirement of your dreams. This article explains many of the hurdles today's baby boomers face, things like:
Not having saved enough money for retirement;
Having to wait for yo...
Posted in:Baby boomersFinancial planningRetirement  

Scared to invest in property? These 5 tips will help

Posted by Mark Attard on 30 August 2016
Scared to invest in property? These 5 tips will help
Learn how to overcome your fear of investing. If you're reading this blog, chances are you're giving some serious consideration to investing in property to help build your wealth and improve your financial security. After all, you've probably heard about the advantages of owning an investment property such as the tax deductions, having a tenant pay off the mortgage for you, and the fact that property values in Australia double on average every seven to 10 years. But...
Posted in:Property InvestmentSmart Money ManagementBuilding Wealth  

Personal loan or credit card - which is better?

Posted by Chris Collard on 30 August 2016
Personal loan or credit card - which is better?
Top considerations for lending (and spending) in Australia. It's no secret that Australians love to spend money. In fact, we owe about $100 billion in credit card and personal loan debt, according to the Australian Prudential and Regulation Authority. So, you are definitely not alone in wanting to know whether you're better off with a personal loan or a credit card. Firstly, there's no doubt credit cards are convenient and allow for immediate spending, but with an a...
Posted in:Property InvestmentCredit cardPersonal loanSmart Money ManagementReducing Debt  

20 tips for small businesses to save money

Posted by Mark Attard on 10 August 2016
20 tips for small businesses to save money
We found a great article on how small businesses can save money easily. This article covers ideas like: Environmental savings - turning off computers, lights, etc Contract savings: search market before contract expires.  Office savings: Free software, ebay etc Cashflow savings: Invoicing tools (freshbooks.com, Xero) that have built in reminders Plus some quick ideas: 5 quick ways to save money in less than 5 minutes - When the last person leaves...
Posted in:Small BusinessesSmart Money ManagementStarting a Business  

5 financial habits you should adopt when young

Posted by Chris Collard on 10 August 2016
5 financial habits you should adopt when young

When you are young, you can set up good habits for life. This graphic from Learninvest.com gives some good tips around setting up good financial habits for your future.

Posted in:Smart Money Management