Posted in Homeownership

With last week’s announcement, the Reserve Bank of Australia (RBA) decided to keep the cash rate at 4.35 percent. Now, all eyes are on when the first-rate cut might happen.Chris Collard, Director at FinancePath, believes that a future rate cut will make a big difference in boosting confidence among potential buyers. “While a rate cut would give existing borrowers some extra cash flow, the biggest effect would be on confidence for those thinking about buying—whether they’re looking for...

Homeowners across Australia are eagerly awaiting a potential cash rate cut from the Reserve Bank of Australia (RBA), which has remained steady at 4.35% since November 2023. With interest rates in other countries, like the US, Canada, New Zealand, and the UK, starting to drop, many are hopeful that the RBA will soon follow suit.Will the RBA cut rates soon?Despite some optimism following a 0.50% rate cut by the US Federal Reserve last month, the RBA has maintained its restrictive monetary polic...

Navigating the world of home loans can be overwhelming, especially for first-time buyers. With numerous lenders offering a variety of mortgage options, it’s crucial to find the right one for your financial situation and goals. A mortgage adviser like us can help simplify the process. Contact us today to discuss your options.BOOK NOW1. Principal and interest loansMost home loans consist of two key components: principal (the amount borrowed) and interest (the cost of borrowing). A principal a...

When you finally step foot into a property you've been eyeing online, it’s easy to get swept up in the excitement.But before rushing to make an offer, it’s essential to take a step back and ask yourself critical questions.After all, owning a home is one of the biggest financial decisions you’ll make, and you want to make sure there are no hidden surprises. Create a checklist of your must-haves and deal-breakers, and don't hesitate to consult with a mortgage adviser like us!BOOK NOWHe...

Spring has arrived, bringing a renewed sense of excitement in the property market.Whether you’re an agent looking to sell a few properties, a vendor wanting to offload a property, or a buyer hoping to snap up a bargain and start a new chapter in a new home, there’s no doubt there’s a buzz in the air.Want to know how you are impacted? Book for a 10-minute chat with us.BOOK NOWSo, what’s ahead for this year’s spring selling season? As a prospective buyer, here’s what you can expect....