Every January, millions of people set New Year’s resolutions with big dreams of getting fit, saving money, or finally tackling that never-ending to-do list. But by the time February rolls around, most of those resolutions have fizzled out. Why does this happen, and how can you actually stick to your goals this year? Let’s break it down in plain English.Why most resolutions failThe goals are too big a lot of people start with goals that are way too ambitious. Saying, “I’m going to save...

Refinancing your home loan can help you secure a loan that better meets your current needs. Follow our step-by-step guide to understand the refinancing process and make an informed decision.What is refinancing?Refinancing involves taking out a new home loan to replace your existing one. The new loan pays off your current loan, and you begin making repayments on the new loan.Why refinance your home loan?People usually refinance their home loans to secure a loan that better suits their current ...

The New Year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. While the holiday season may bring extra expenses, it’s also a great opportunity to start building better financial habits for the year ahead.Review, reset, and prepare for a financially confident new yearLook Back to Move ForwardUnderstanding your current financial situation is the first step in shaping your financial future....

Can you believe the year is almost over? As 2024 wraps up, let's look back at the property market highlights and what we can anticipate for 2025.Reflecting on 2024Interest rates remained steadyThe Reserve Bank of Australia (RBA) kept the cash rate steady at 4.35% throughout 2024. Although inflation has significantly decreased since its 2022 peak, underlying inflation remains a concern at 3.5%, still above the RBA’s target midpoint of 2.5%. The RBA doesn’t expect inflation to sustainably hi...

In today's fast-paced property market, timing is crucial. You might discover your ideal home before you've sold your current one, but without the right financial solution, you could miss out. This is where a bridging loan from FinancePath can make a difference.What is a Bridging Loan?A bridging loan is a short-term financing option that allows you to secure a new property before selling your existing one. It bridges the gap between buying and selling, ensuring you can move forward without delay...