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Should I payoff my home loan or invest?

Posted by Chris Collard on 21 August 2024
Should I payoff my home loan or invest?
To pay more off your home loan or invest in another property?Ultimately, it depends on your financial situation and long-term goals as to whether you funnel your funds into your home or an investment property.To understand more your options, book a chat with us today. BOOK NOWRead on to discover some key factors to consider before deciding what’s suitable for you.How much do you owe on your home?If you have a significant balance on your home loan, you may need to delay plans for a...
Posted in:Property InvestmentSuperannuationHome loansrepayments  

Is now a good time to refinance?

Posted by Mark Attard on 21 August 2024
Is now a good time to refinance?
Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards.So, where does that leave homeowners wondering whether now is a good time to refinance?The decision as to whether to refinance depends largely on your individual situation and goals. Here are a few key considerations to think about when deciding whether or not to refinance.Understand how current rates can work for you. Book a call...
Posted in:RefinanceRBAequityoffsetredraw  

Rentvesting: A smart strategy for first-time buyers.

Posted by Chris Collard on 20 August 2024
Rentvesting: A smart strategy for first-time buyers.
With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market.However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting makes more sense as it can offer a great alternative to get a foot up on the property ladder.Don't let the numbers discourage yo...
Posted in:Interest ratesRentvestingmortgagecapital growth  

5 things to look for in an investment property.

Posted by Mark Attard on 24 July 2024
5 things to look for in an investment property.
Finding the right investment property for you is different from finding your own home.At the end of the day, the aim of buying an investment property is to make a solid financial return – whether that’s through rental income or capital growth. That’s why it’s so important to be savvy about what and where you buy. We can walk you through the finance options available to you. Book an appointment with us for expert assistance. BOOK NOWHere are some key things to look for in an inves...
Posted in:Property InvestmentInvestmentcapital growthrental yield  

What is a guarantor loan and how does it work?

Posted by Chris Collard on 24 July 2024
What is a guarantor loan and how does it work?
Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home.If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first home sooner. A guarantor loan is one of them.To understand more, book an appointment with us and we're more than happy to assist you. BOOK NOWA guarantor loan is where a relative, ...
Posted in:Home loansFirst Home Buyersguarantor loanguarantor