With last week’s announcement, the Reserve Bank of Australia (RBA) decided to keep the cash rate at 4.35 percent. Now, all eyes are on when the first-rate cut might happen.Chris Collard, Director at FinancePath, believes that a future rate cut will make a big difference in boosting confidence among potential buyers. “While a rate cut would give existing borrowers some extra cash flow, the biggest effect would be on confidence for those thinking about buying—whether they’re looking for...

Homeowners across Australia are eagerly awaiting a potential cash rate cut from the Reserve Bank of Australia (RBA), which has remained steady at 4.35% since November 2023. With interest rates in other countries, like the US, Canada, New Zealand, and the UK, starting to drop, many are hopeful that the RBA will soon follow suit.Will the RBA cut rates soon?Despite some optimism following a 0.50% rate cut by the US Federal Reserve last month, the RBA has maintained its restrictive monetary polic...

Renting out your investment property can be a rewarding venture but managing it yourself can be overwhelming. Hiring a professional property manager can save you time and stress, ensuring your property is well-maintained and your returns are maximised.To explore your options, contact us today! We're here to assist you with any financing questions you may have.BOOK NOWHere are five essential tips for choosing the right property manager for your rental.1. Do your homeworkStart by researching pro...

In today’s fast-paced world, financial control is more important than ever. Whether you're aiming to build wealth, prepare for retirement, or simply achieve peace of mind, having a clear roadmap to financial control is essential. Yet, for many, the journey to financial stability and growth can feel overwhelming. Where do you start? How do you stay on track? And how do you ensure that your daily financial decisions are aligned with your long-term goals?The good news is that achieving financia...

Navigating the world of home loans can be overwhelming, especially for first-time buyers. With numerous lenders offering a variety of mortgage options, it’s crucial to find the right one for your financial situation and goals. A mortgage adviser like us can help simplify the process. Contact us today to discuss your options.BOOK NOW1. Principal and interest loansMost home loans consist of two key components: principal (the amount borrowed) and interest (the cost of borrowing). A principal a...